DC put marks on my credit report without any prior communication, could i still do CV?

QuestionsDC put marks on my credit report without any prior communication, could i still do CV?
Hildegard Haly asked 4 years ago

Hello, I received an email from a credit monitoring website that there is an account mark added on my credit report. It is a debt collector (with name TSI/51)collecting a $ 80 medical debt. I did not receive any prior communication from them. I do not know even know the account number either.

 

So, my question is: 

1. Could I still CV them? If yes, Is this still fall into “30” days validation period? Also, I moved to a new state recently. I do not want to give them my home address. Could I use a PO BOX instead on my address? Do you b

2. If yes, Is this still fall into “30” days validation period? Also, I moved to a new state recently. I do not want to give them my home address. Could I use a PO BOX instead on my address? Do you b

3  Also, I moved to a new state recently. I do not want to give them my home address. Could I use a PO BOX instead on my address? 

4. Since it is a small amount, could a debt validation or something deter them collect from me (and remove records on my credit report) for this debt even if it is valid?

5. Could “pay for delete” work if they validate my debt? How much should I pay them? $ 5 or $ 8? 

 

Thanks,

 

Maurice

Register New Account
Reset Password