Curious on scores

QuestionsCurious on scores
asked 3 years ago

So my wife went out of work awhile ago and I accumulated some debt, I am 33 and have a open accounts including 2 cars 16 credit cards a couple store cards and a small personal loan, most of my debt is after wife’s accident, I am 576tu 596eq 625ex. My question is what kind of increase should I expect on the following,
All my accounts are in perfect standing for years and only show one late from an old account like 6 years ago, I’m assuming my low score is from my very high utilization, I’m at 94% My wife is getting a severance from work and we plan on paying off the personal loan and all of my cards off or down to under 20% I’m hoping for a high jump in score,
What do you all think

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