Critique my GW letter

QuestionsCritique my GW letter
asked 2 years ago

I have a feeling that I went too in depth with my explanation. Open to any advice!

 

 

Dear Sir or Madam:

 

I am writing to see if Synchrony Bank would consider making a goodwill adjustment to the three credit reporting bureaus for account XXXXXXXXX. I would like for Synchrony Bank to remove reporting of late payments or possibly even delete the trade line.

When the account fell behind I was a full-time, non-traditional college student working only 15 hours per week. After bills, my bank account was negative by at least $ 200. I understand that I am responsible for not finding a better job sooner. I now have a full-time job and paid the account in full less than two months after my start date.

I will be graduating from my university this fall and hope to buy a house in the next two years. I hope that Synchrony Bank will give me a second chance at proving my credit worthiness and possibly becoming your customer again.

 

Sincerely yours, 

(My Name)

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