Hello all, a Realtor I worked with recently to try to get approved for a mortgage referred to a third party credit repair service. The company has terrible reviews online, so I’ve decided to not go with them. Would like to know if there are any truly reputable credit repair services out there (who will truly go to bat for you with negative items, not just settle them). Or is it better to just try to do this myself? Any good guides out there on how to do this youself?