So after going several year without any credit cards due to charge offs. I was finally able to get 4 new cards- AF, VS, Boscovs, and Gander Mountain. I have maxed them all out! My Fico went from a 624 to a 577 I’m so ashamed of myself. I plan on paying them all off this month in hopes my score will go back up.
my question is, is how does everyone get to an 800 Fico with over 100k+ in credit cards?
i want to know the secrets of credit building….please help!