I have 3 CB credit freezes for the past 3 years. I recently got a credit ding notification for a collection that WAS NOT ME.
I called the creditor (So Cal Edison) and they requested documentation proving residency elsewhere. I sent them the info.
My personal information is comprised, clearly. I thought adding a credit freeze across all bureau’s would help prevent any future fraudulent activty on my credit file. This is not the case.
How can someone apply for utility services without my consent, without my signature, OR without running my credit. Since this happened to me, what else can I do to prevent this from happening again?