Credit control PFD?

QuestionsCredit control PFD?
asked 2 years ago

So me and my wife are about to submit an application for a mortgage. My current middle score EXP mortgage score is sitting at 625 which we would like to get above 640 qualifying us for a much better rate.  

 

We have one collection reporting for $ 148.00 through Credit Control Service, Progressive account, opened November 2014. 

 

!.) Does anyone know much about these guys? Any luck with PFD?

 

2.) I understand many factors go into scoring however what impact would this have potentially bumping our score 15pts with deletion?

 

Thanks

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