Credit card balance

QuestionsCredit card balance
asked 4 years ago

Trying to figure out if I need to make use of my cards to increase my score. I have the following cards:
Belk $ 0 limit $ 850
New York n company $ 0 limit $ 1100
Credit One $ 0 limit $ 600
Credit union card $ 0 limit $ 500
Bank credit card $ 0 limit $ 500
Lowes $ 0 limit $ 4800 joint account

The following cards have balances I’m working on paying down to zero!
Express $ 547 limit $ 1300 I went a lil coo coo for my birthday
Victoria Secret $ 50 limit $ 350
Capital One $ 500 limit $ 1500
Kay Jewlers $ 460 limit $ 1300

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