I have applied for citibank simplicity card over a year know and received $ 10,500
After a year what CLI could I get with them.
My FICO is about 759 with experian
My Uti is 8%
I have a balance with CITI of about $ 1,500, should I pay it off or is ok to have low balance with them ?
From personal experience can somebody tell me what CLI I can expect from CITI if my initial limit was $ 10,500 and my credit improved this year by reducing my UTI and my accounts having older age and also I haven’t made any inquiry this year since opening that CITI card over a year ago