Im on my way out the door for work, my mail woman hands me the mail, i see a thick citi envolpe. Got in my car prepared to activate and set it up so i can use it, only to open the letter and recieve the approval response i recieved via email. Along with 2 thick ass books listing all the benefits and perks. NO CARD. Letter states 5-7 days. I KNOW THIS ALREADY. Why send me a letter with the books and no card?