I recently found out that I have “something” on chex systems, old bank account that was misused when I was financially irresponsible. This account prevented me from getting a membership at DCU (already approved for 15k 1.99% APR refi 692 equifax score but chex said no, therefore membership was denied). My question is: Will chexsystems prevent me from getting a mortgage? I have 0 collections but for some reasion I have an account on chexsystems.
Random question: Chex systems come off 5 years regardless if paid or not?
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