Chase CARS Adverse Factors

QuestionsChase CARS Adverse Factors
asked 3 years ago

Hi there – Was recently approved for a card from Chase and was surprised to see that the credit score they listed was so low, until I realized it’s their proprietary Card Acquisition Risk score. The adverse factors affecting my score all made sense to me except this one: “Number of accounts over the credit line.” I can’t find anything about this online anywhere. Has anyone else seen this? The best I could come up with was a card that carrries a balance higher than the credit limit, but I’m no where near the limit on any of my cards. Thanks in advance!

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