Charge Off Question

Questions › Charge Off Question

asked 2 years ago

A charge off over time has less impact on your score until it ages off.

How does one charge off deletion impact… Curious. A creditor agreed to delete a charge off i have from 2006. Its deletion does not impact my aaof accounts or length of history. i still have 3 others im working on. How will…

Do paid charge-offs and collections… So, I'm basically all set to pay off all of the unpaid collections and charge-offs on my reports (there are just a few of them), and will first try to PFD all of them, but…

Charge off Question… So I have a charge off on my reports for a unsecured personal loan through my local bank. My questions is, after something goes into "charge off" can there still be late marks after it…

Does the scoring models use DoFD or the date of charge-off for this?

I have a few questions about charge off… Okay, I have a few charge-offs on my credit. I want to pay these back so my credit score will go up. However, I know if I pay them, it will say "PAID CHARGE OFF"…

Is Origination Charge deductible in taxes? Looking at my HUD-1, i see the following 801. Our Origination Charge 4099.11 (from GFE #1) 802. Your credit or charge (points) for specific interest rate chosen 3084.11 (from GFE #2) 803. Your adjusted Origination…

Second Mortgage Charge Off? I am in a similar situation as the first scenario asked about letting the second mortgage go into charge off status. I was told by the second lien holder that since I have no equity…

Can I refinance my home with a charge… I have a fairly recent charge off on my credit. I am making payments on the debt of course, but now it's time to try to re-fi my house. My mortgage payments have always been…

charging credit on a debit card? I have been reading online about credit cards and debit cards, and have seen a few things about charging credit on purchases with a debit card "When you purchase something using your debit card, tell…

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