A charge off over time has less impact on your score until it ages off.
How does one charge off deletion impact… Curious. A creditor agreed to delete a charge off i have from 2006. Its deletion does not impact my aaof accounts or length of history. i still have 3 others im working on. How will…Do paid charge-offs and collections… So, I'm basically all set to pay off all of the unpaid collections and charge-offs on my reports (there are just a few of them), and will first try to PFD all of them, but…Charge off Question… So I have a charge off on my reports for a unsecured personal loan through my local bank. My questions is, after something goes into "charge off" can there still be late marks after it…
Does the scoring models use DoFD or the date of charge-off for this?