I had a car loan through Santander. Repossed and debt sold to Devile. I have already paid a lot to the collections agency and i can barely afford the payments. Also Its showing i owe them much more than the man I spoke to said. 3k more than the OC says I still owe them. They are bothshowing as charge offs. How can i owe the same debt twice? I don’t know what to do. Please advise me.