Hi everyone. I had a CO with CBNA about 10 months ago. They called one day with an offfer to settle for less than the full amount. I went ahead and settled it (without getting anything in writing ). Now, all they have done is deduct the amount I paid as a “settlement” from the amount owed and is still reporting to all 3 CRAs. The kicker is, they are still reporting every month as “failure to pay”. So, every month my credit report shows the account as late. I have disputed the account with all 3 CRAs and am waiting for a reply. Anything I can do in the meantime? What should my next step be if the disputes come back as valid? Any help is appreciated.