My CapOne credit tracker updates every month on the 27th. I logged in this morning to see what increase I got from paying off some cards this past month and found I fell about 20 points!! I pulled up my Experian tracker to see they show a 6 point increase. What the huh? I know these aren’t my mortgage scores but if nothing else changed besides my util decreasing, why would one increase and one decrease (by a lot)? Should I put any weight on these at all when I’m getting my final mortgage score pulled next week?