I have both the Platinum and the QS, with no AF. I’m gardening and decided to see what I’m prequalified for. The APR’s are higher than what I have now too. I was surprised to see a $ 19 AF on the Platinum. When did the $ 19 AF start with the Platinum? Also, I’ve got a 14.9% APR with my Platinum I’ve had since 2001 and no AF.
*Originally I thought the QS was $ 39, but I see that’s the QS1 which hasn’t changed.