Can collections report twice even if it shows $0 balance?

QuestionsCan collections report twice even if it shows $0 balance?
asked 3 years ago

I have a collection showing from CKS Financial for $ 821 that was previously Jareds Jewelers (or the parent company Sterling Jewelers) and two pages later I see “Jareds Jewelers” marked as “closed. $ 821 written off”. 

 

Is this allowed? Doesn’t this show up as TWO collections rather than one unless someone were to actually care enough to read further and I assume that also messes with my score?

 

 

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