I believe right now the two most important things I can do to fix my credit are 1. Have the released tax lein removed, and 2. Pay two old loans (about $ 500 each). The lein is just a matter of the right paperwork and the right people now. How do I go about handling the small loans? Pay the original creditors directly and ask them to GW delete? I believe they are still reporting open, and under their own names (World Finance and Security Finance) so I’m guessing neither debt has been sold to a CA.