Best Buy Visa backed by Citi

QuestionsBest Buy Visa backed by Citi
Kermit Dove asked 4 years ago

Hello All, I have been visiting these forums for the last few months to better understand anything i may want to accomolish anything credit related. Thanks to all who have helped me along the way. I just wanted to share my experience with the Best Buy visa. I only have a 9 month credit history. So I was very hesitant to apply for this card, especially after all the information I read on here before making the trip down to the store. I really needed a TV for my living room and a new refrigerator. My thoughts were, there is no way i will get 3k, I was honesty expecting to get approved, but with a paltry limit, like 500-1,000$ lol. Well, I gave all my information to the sales associate and bam! Instant $ 4,500 starting credit line. Whooooohooooo! That is the highest line I have gotten this far! Absolutely elated! My profile is all lower 700’s with 9 months history, that’s right! All 8 of my existing trade lines are between 2-9 months old, income is $ 80,000. Anyone on the fence about trying for this with a similar or better profile, should definitely give it a shot. This was very easy to get what I needed, and 24 months interest free to boot!! 😊😊😊

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