3 and a half years ago I was approved for their MasterCard with a $ 500 limit and a 24.99% APR. Fast forward, now it’s $ 7300 limit with 11.49% APR. To be fair, my TU score has significantly improved recently. Just a few months ago it was still at 651. I called the bureau and did early exclusion on all 5 derogatory accounts. After that, the score went up to 730s immediately.
Thanks to this forum for loads of useful information.