I had a creditcard with Barclay that I let get sent to a collections agency due to me being irresponsible with the card. However, I settled with the CA by paying ~$ 1500 of the original $ 1800+ balance (before I found this site). Since it’s been paid, the balance has updated to $ 0, but there’s still the payment status of “Collection/charge off”. Is there any way for me to get this changed to just “paid” and have the bad charge off comments removed? I’m trying to rebuild and I was told getting this fixed would improve my score.