Bank of Americard Counter secured rewards card

QuestionsBank of Americard Counter secured rewards card
asked 4 years ago

Hello to all. I just applied for the BOA Cash Rewards Americard and was not approved. However, I was offered a secured rebuilder rewards card with no deposit required, a $ 500 credit line, and a $ 39 annual fee. It said it was in fact a secured card. But my question is how can it be secured without a deposit? I am aware of BOA’s $ 99/$ 500 secured offer. Is this something new?

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