I’m a new member and this is my second post.
I am a Bank of America checking customer with a Bank of America Platinum Plus Visa card (with AF).
The card has only remained at $ 500 CL from it’s inception in early 09-2014.
As the app spree within the last 2 months, I’ve received SL from other banks upwards of $ 10K, while BofA has not given any auto CLI.
I have NOT been late or gone over the limit at any point. I have the card set for an automatic payments of $ 50 every month and pay it off shortly after. The current balance is $ 200 (as my mom is an AU on the card).
Would it be wise to take a HP for a CLI?
If not, what other course of action recommend?
If so, would it be best to request via chat?
Would there be any effect if I were to “lock” the CR to avoid a HP?
Also, there is not LUV button on the page.
I have only have 4 INQ on my TU with a score of ~690, most recent HP was Barclay (06/20) and the other ones are over a year old (Barclay, CO).