I have 7 different student loans serviced by fedloan and when they first started sending bills they were sent to my moms house. My mom is super disorganized and failed to mention that the bills had arrived, so I was late on the payments and now have 14 different late payments showing up on my credit report! I have been current ever since. I called and asked if they could remove the late payments but was told no. Should I have pushed harder and asked to speak to supervisors until someone did it? Should I dispute it through Equifax?