I thought I read on here many months back that Amex doesn’t report your balance if it’s a few bucks (I thought it was something like $ 3)? I let a $ 1.08 balance ride on my account this past cycle, and Amex reported $ 1. Just thought I’d pass this on in case anyone was wondering.
I’ve heard that the cutoff with Discover is $ 3, that if you leave a $ 2 balance for example that they’ll report $ 0.
Does anyone know what the reporting dollar amount cutoff is for any other creditors?