Advice on rebuilding credit

QuestionsAdvice on rebuilding credit
Bernie Plunkett asked 5 years ago

Hi, I had a short sale on a property back in 2012 and trying to rebuild my credit back up.  I have zero loans or cards on my CR and have a score of about 622.  I went to NFCU and opened up a new checking, Cash rewards visa with a $ 2,900 CL and also opened a CLOC for 15K.  What would be the best way to use this to get my score up? I was thinking of just using both with about 10% utilization and paying the balance in full every month.  When my score get’s to a more respectable rate, i will then apply for another card or maybe CLI at NFCU for my current card.  Thanks in advance!

Register New Account
Reset Password