so working hard to improve financial health
cap 1. secured. 500
cap 1 plat. 3000
nfcu go 500
i want to get rid.of.cap 1 secured and apply for venture i was preapproved for three prime cards on their site qs v.venture.v plat plus
scores are 650ish across the board 15 months post bk7 no baddies since and pretty clean reports
cc card utilization is approx 33% soon to be reduced to 20% in 1 week.
how should i apply for a venture card ? should i reduce utilization close secured card and then.apply or will it matter?
sorry typing on phone apologize for.format.