Hi, I’m a newbie here in need of some advice. I’m about to return to school, and getting ready to apply for student loans. Unfortunatly, my credit report includes an AFNI collection from 5 years ago on an account the was settled for less than the amount they claimed I owed. Is there anythiong I can do about this? I’m really afraid of it hurting my chances for a student loan. I contacted AFNI about two years ago through their customer service e-mail to ask about a goodwill adjustment, but was told they couldn’t do so and it was “illegal for them to lie about a credit matter”. I had no idea what that meant and haven’t contacted them since.
Any advice would be appreciated, even if it turns out I just have to live with it and hope for the best. Thank you!