A family member added me as an authorized user on a Home Depot charge card, which currently has a high balance. I did not want to be added as an authorized user for obvious reasons. This just showed up in my new report on Transunion and Experian. Is there any way I can dispute this? I never requested to be added to the account, I do not want to be associated with this account, and I’m absolutely irate that this was allowed and reported on my credit. Is authorized user the same as joint account holder? If I’m just an authorized user, will my credit be affected for a high balance?