Ok, so I was able to get the free trial at CCT to see my FICO8 score. According to CCT my score is 570. I have quite a few deliquient and negatives but most are pretty old. I do have some questions though. Some years ago (around 2012) I took out a student loan. It was eventually paid off. Paid off very late, but paid off. On my Experian report this account is showing as closed, balance of 0 and payment status of “unknown” is this a bad thing? Should I try and dispute or fix this? It is being updated regularly and was updated this month.