Pardon my ignornace, but I recently applied for credit with: Amazon, American Eagle, TJ Maxx, Dicks Sporting Goods, and Old Navy. This was all in the past two days.
Let me explain… I was under the impression that when a credit grantor pulls an applicant’s CR, they will use it for an entire month since (I assumed) all credit reports were updated once monthly. With that train of thought I figured I would apply for a bunch of credit lines offered through Synchrony Bank and I would only have a single CR pull. Unfortunately I checked my credit report today and Syncrony pulled my report 5 times! Not only that, but I purchased a vehicle in november which added 6 hard inquiries to my report. I am not up to 12 inquiries since November of 2016.
Is there any way I can rectify this? Perhaps call Synchrony and confess my ignorance with hopes that they will take the inquiries off?