So I called Transunion yesterday and asked a supervisor to remove 5 credit accounts (3 USAA, Macy’s, and First Premier Bank) that were due to fall off within the next 6 months. However, when I asked him what happens if the creditors continue reporting (which they’ve been doing all this time, I think), he said that they would reappear on my credit reports again. Can someone please shed some light on this nuance? Cuz if that’s true then what’s the point of all these early exclusions or expiring statues of limitations?
Thank you in advance.
P.S. I hope my TU Fico score goes up from 652 where it currently stands.