30 day late Cap 1 in 2015…Should I even bother?

Questions30 day late Cap 1 in 2015…Should I even bother?
asked 2 years ago

So how far back do lates affect your credit card apps? Say for example I’m applying for a Chase Sapphire Preffered.  How far back do they consider lates to be a problem? I was late one time with Cap 1 because I switched banks. I have two CCs with them and one was paid but the other wasn’t (autopay didn’t go fast enough).  But that is the only CC payment that has ever been late. 

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