So because of my recent rebuild success my mother in law came to me for advice. She has multiple collections from 2010-2014 and 2 federal tax liens from 2012 and 2015 those two alone total 100k (I know ).
Here’s the FICO information:
9 years 10 months oldest account
Revolving UT N/A
0 Missed Payment but payment history showing very poor because there’s no payments being shown on any revolvers.
What do I do to help?
My advice so far get 2 Secured cards
Get 1 Secured loan going
As far as money she has no money to pay anything she had a business with her husband who put most things in her name they separated and be cut his losses leaving everything in her name and all these accounts went to crap.