Question regarding loans with bad credit…?

thanks for reading my question. I have a financial need that I HAVE to get satisfied within the next month or so. My credit is basically shot thanks to my ex wife. We went through the divorce and she got me off the loan so right now I rent. I applied through many large banks like Bank of America, MBNA, Washington Mutual etc and haven’t had any luck. The financial need is about 7k. My question is are there any places that will do a hard money loan, or will a credit union do a loan for someone with bad credit? I’m not looking to put up my car, which i owe money on anyway and dont have any collateral such as a house since i rent. Any ideas? Thanks in advance!

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