Question on the prepayment of mortgages on a fixed 30 years loan?

I am in the process of buying a house that is under construction and I have things about pre-pay your mortgage read. According to my GFE my front door and 835 died of interest, hazard ins. Initial commitment is 37, a mortgage commitment fees 61 is approximately 286 me $ 1,219 deposit. I get a bigger tax return if I just made an extra payment a year, saving as much as I chose? I saw an additional payment towards the principal will hit 6-7 years, but it seems a lot. I think I must be missing something. Can say perhaps that if I every February an additional payment (I close next month) for the next 3 years I have been repaying the loan in 15 years? (3×5 years of low-ball estimate = 15 years of my 30) Can anyone explain in detail, if I understand what it takes to really make advance payments to my balance. Thank you, I’d pay extra on my tax return every February in fact, the mortgage TN 149 050 5.375 @ @

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