Question about Rural Development Loan?

It says that a Rural Development Loan will provide a 30 year, fixed rate mortgage, among other things. I wanted to know if I could have it at a 15 year mortgage, or if I go ahead and do it like it says and get a 30 year loan, am I allowed to refinance it at a later date for a shorter term?

I am trying to avoid paying so much in interest, and want to pay off the home ASAP.

Thanks
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