Question about a judgment against me.?
For reasons I’d rather not go into, I have a credit judgment against me. The judgment basically orders me to pay the original agreed upon amount back to the creditor, plus interest and attorney fees. Pretty basic. I’ve been paying them, on time through a credit management company, for over a year now. I just received a letter from them last week saying basically, “thank you for your recent payment. Your account is with our legal department. Please forward future payments to …..” The address provided is outside counsel – not their internal legal department – the same outside counsel that initiated the suit against me in the first place.
I’ve always heard that if you’re going to pay a debt you owe, its best to pay the original creditor, not a collection agency that may be contacting you. In this case, since the attorney’s office is acting as their collection agency, and since my initial agreement, and subsequent judgment, directs me to pay the creditor, may I continue to do so or do I need to switch as they’ve requested I do? For reasons I’d rather not get into, I really do not want to send my money to the attorney.