Qualified for First Time Home Buyers Credit?

So my husband and I got a construction loan and our loan officer worked it into a refinance for us to purchase the mortgage. We are first time home buyers (builders)…does anyone know if we are disqualified from the $ 8 tax credit because we worked this loan as a refinance? Or is it just plain and simple if you are first time home buyers, you get the credit? Any sources of information are appreciated.

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