Poll for Americans: How much personal debt do you have (not including mortgage).?

According to what I read, most ppl in the US have approx $ 18K in credit card debts. I have none. Most of my friends and ppl I know have nowhere close to that.

I want to see how true that number of $ 18K is.

How much personal debts do you have, including credit cards, personal loans, student loans. Not including Real Estate mortgage.

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