Personal loan mortgage refinancing affected?

I had to approve $ 30,000 personal loan at my credit union. This is a secured loan, when I put in the savings account with a $ 30,000 security fund. I have a savings of $ 30,000, but will not use this until just now. As the need for 30K loan that I had to approve the low rate of 3.75%. Question: Is it a personal loan on my credit score? It has about 765 nüüd.Küsimus: If I refinance my mortgage low rate of Wells Fargo, to show on your credit report personal loan? It does not affect the personal loan refinance my mortgage? Thank you.

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