Personal Home Refinance?

Last year I already refinance my home loan for 15 years with interest rate was 4% and the Principal balance = 235,000. The fee was $ 4437. I’m thinking refinance it again for 10 years the interest rate is around 3.375%. the principal balance is 221,500. Is it worth to refinance with the estimate Settlement charge $ 2,616? Please advise, thanks………….
The main reason to refinance it again is that I wanted to shorten the mortgage payment from 15 years to 10 years since I’m planning to retire within 10 years. Thanks.

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