Pell Grant be refused. . . . and now? I have 2 children, and barely make ends meet?

I want to start over and go to school to get my RN degree. I am an EMT and now work full time in a doctor’s office. I am married, have two children and live mostly paycheck to paycheck. I thought that applied to the online Federal student aid, and he told me that I am not entitled to receive Federal Pell Grant. I do not know how true this is. We have $ 69,000 last year and we are a family of 4 with 2 car payments, mortgages, etc. I mean, I’m working on making the most money. I want to start taking major classes and for my RN degree but I do not want student loans! Suggestions? And this information is not entitled to qualify?

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