Pays off the mortgage early? is good or bad?

I am a mortgage of 15 years and pays about $ 1,400 per month, $ 700 goes to the rest wesentlichenund approximately $ 700 Kapital.Ich $ 150K mortgage, I links.Wenn meaning no more money to add additional capital ? I have about 40K savings (no emergency fund, no 401K, no debt) I thought to pay 20K to the mortgage principal, interest paid $ 700 for me makes no anHypothek Sinn.Ich am aged 37, married with a child 4 years old

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