Paying off debt quickly to boost credit score?
I just finished school and have to move home. I managed to get about $ 12,000 in debt from using credit cards while in school among other things I unfortunately could not pay at the time. I want to know the best way to pay down the debt fast and boost my credit score.
My debts are all in collections, I tried one of those debt help places and that caused all my credit cards to be written off. I want to do this on my own and need info.
I will have about $ 400-$ 600 extra a month and my debts range from $ 300-$ 5,000 I have about 13 debts.
And, please, I don’t need a lecture I have owned up to my mistakes and now I am trying to do the right thing and be responsible.
Thank you for your info and help in advance.
I am also currently looking for a full time job or a second part-time job to bring in extra money.
I am putting all my extra money towards this, my parents aren’t charging me any rent and stuff like that, but I still have a car payment and I can’t get out of it.
My credit is horrible now and I need to change that so I can consolidate my student loans next year.