Over the last 9 years I have managed to rack up substantial unsecured credit card debt. I do not have any?

assets, other than the $ 5000 of equity of my house. If I just stop paying my credit cards, and wait out the statue of limitations, will the debt go away, regarding the credit cards? I live in the State of Ohio.

I can live with out the “just pay it” and “get a life” remarks. Please only helpful answers. I don’t need to know if you think I’m terrible because I can’t make my ends meet.
I wonder which part of “there is no need to insult me” was confusing. I didn’t need a jerk to tell me about my situation, I simply asked a question. If you can’t say something nice, please keep it to yourself. Insults must make you feel better.

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