No credit history required, Home Equity Loan.?

I own my house free and clear – the value to 150k, paid in cash three years ago. I do not have credit cards, auto loans, and paid money for nothing for the last 15 years … I do not have credit – not bad, not good, says NONE. I tried a 30k mortgage equity to receive for their personal needs, but was denied because of “unreported credit.” I have an income of about 2,500 per month (gross) and I have no debt. Do I have other options? I do not want to be a first mortgage out, please tell me that this is not my only Option.Als monitoring – is very critical time. 30-60 days would be ready. I never thought it was a problem I have my house.

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