Nevada deficeny judgement and my credit report?

My house was forclosed and sold in Las vegas 3 months ago by the 1st mortgage lender and I was told the bank who holds the 2nd mortgage has only 3 months to sue me for a defiency judgement. Its been 3 months and I havent been sued. Can the 2nd mortgage lender keep the loan open on my credit report or do they have to charge it off ? I am still receiving bills from them.

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