Need some financing advice for purchasing a new home!?

I found my dream home. 4200 sq ft victorian. Updated throughout. Simply stunning. they are asking 34,400. Here’s where I’m at.
33000 on current home (aprox $ 15000 in equity)
16500 on car A
3500 on credit cards
2000 is in collections (and have been for at least a year)
I plan on renting out my current home FYI
The potential property is considered rural so it does qualify for the USDA loan. I’m not sure if that offer is only for first time home owners or not. If I do a consolidation is there anyway I can pull out more money so I am able to purchase this home. How do I go about this without getting simply a second mortgage. And what are the requirements? Someone please help me out!

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